February 19 (Reuters) - Bank of Georgia Group Plc stated on the 11.8 percent jump in annual benefits for more the highest level of lending thanks to the rising economy of Georgia, but was warned, in fact that the rise of unsecured consumer loans will be a little on the background some fresh rules.

The Bank, once out of 2 leading creditors of the former Russian Republic, also said that in fact this year has the opportunity to learn the question of additional capital of the first value, usually debt instruments convertible into capital, in dollars.

Georgia's economy did not slow down too much in 2018, but still grew by 4.8 percent, which in fact undoubtedly helped the Tbilisi Bank, which invites retail, collective and investment banking proposals, as well as Asset Management, to declare a 22.2 percent rise in its own credit pack to gel 9.40 billion ($3.57 billion).

The pre-tax benefit increased to gel 437.5 million ($166.10 million) in the 12 months ended December. 31, of 391.3 million lari ($148.56 million) a year earlier, said the lender FTSE 250.

But the firm has noticed that the latest configurations in the regulation of retail lending will lead to the rise of unsecured consumer loans. She said, in fact, that still waiting for a strong rise in mortgages and lending to small and medium-sized companies (SMEs).

The configuration included a refreshed limits on payments according to income and loan, and another joining of claims of the Basel III adequacy of funds, said the Bank.

He added, in fact, that this will lead to that, in fact, that banks will notice a shift towards lending to companies, SMEs and the mortgage section, and in fact that he is now waiting, in fact, that the rise of lending in the direction of the appropriate 12 months will be closer to 15 percent, in fact that is located at the lower end of its 15-20 percent medium-term and long-term motivated indicator.

The spotless interest margin of the FTSE 250-a key indicator of economic resilience - fell 130 basis points to 6% in the last quarter of the year because it runs over to a higher quality, more elegant product due to more stringent rules on unsecured consumer lending.

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In the former Russian Republic, which has pipelines transporting oil and gas from the Caspian area to Europe, the economy grew 4.8 percent in 2018, slowly from 5 percent in 2017.

"A reasonable macroeconomic politician of the government continues to work well in the country, and the economy remains very resistant to pressure in the neighboring countries and some volatility in the regional money markets," -said recently agreed key Executive Director Archil Gachechiladze. ($1 = 2,6340 gel)